AI IMAGE BY GEMINI FinTech's inception in the 2000s and its modest but steady growth hinted at the industry's potential. However, with COVID-19 bringing the entire world to a halt in 2020, humanity was forced to conduct their daily business online using a computer. FinTech shone brightest during the lockdown and work-from-home era when no one was allowed to leave, but finances being an inescapable necessity, they were exempted from this ban. Now that COVID-19 has subsided, it